Fees.
Everything a Maybe card costs, in one table. The card network fees come straight from the issuer and update here when they change.
Blue
- Card price (one-time)
- $49.00
- Flip fee
- 5% (minimum $0.75)
- Top-up fee
- 2%, minimum load $10
- Monthly limit
- $50,000 loaded or flipped
- Monthly fee
- $0 / month
- Apple Pay and Google Pay
- No, online only
- Currency exchange
- 1%
- Cross-border
- 1.5% on non-US transactions (minimum $0.50)
- Declined transaction
- 3% (minimum $0.50)
- Refund
- 3% (minimum $0.50)
- Withdrawal from the card
- 2% (minimum $0.50)
- Small transactions
- $0.50 on transactions under $50 (some merchants)
Diamond
- Card price (one-time)
- $89.00 (list $99.00)
- Flip fee
- 5% (minimum $0.75)
- Top-up fee
- 2%, minimum load $10
- Monthly limit
- $150,000 loaded or flipped
- Monthly fee
- $1.00 / month
- Apple Pay and Google Pay
- Yes
- Currency exchange
- 0%
- Cross-border
- 1.5% on non-US transactions (minimum $0.50)
- Declined transaction
- 3% (minimum $0.50)
- Refund
- 3% (minimum $0.50)
- Withdrawal from the card
- 2% (minimum $0.50)
- Small transactions
- $0.50 on transactions under $50 (some merchants)
Don
- Card price (one-time)
- $199.00 (list $329.00)
- Flip fee
- 5% (minimum $0.75); 6% (minimum $0.75) on a triple
- Top-up fee
- 2%, minimum load $10
- Monthly limit
- $200,000 loaded or flipped
- Monthly fee
- $1.00 / month
- Apple Pay and Google Pay
- Yes
- Currency exchange
- 0%
- Cross-border
- 1.5% on non-US transactions (minimum $0.50)
- Declined transaction
- 3% (minimum $0.50)
- Refund
- 3% (minimum $0.50)
- Withdrawal from the card
- 2% (minimum $0.50)
- Small transactions
- $0.50 on transactions under $50 (some merchants)
| Blue | Diamond | Don | |
|---|---|---|---|
| Card price (one-time) | $49.00 | $89.00 (list $99.00) | $199.00 (list $329.00) |
| Flip fee | 5% (minimum $0.75) | 5% (minimum $0.75) | 5% (minimum $0.75); 6% (minimum $0.75) on a triple |
| Top-up fee | 2%, minimum load $10 | 2%, minimum load $10 | 2%, minimum load $10 |
| Monthly limit | $50,000 loaded or flipped | $150,000 loaded or flipped | $200,000 loaded or flipped |
| Monthly fee | $0 / month | $1.00 / month | $1.00 / month |
| Apple Pay and Google Pay | No, online only | Yes | Yes |
| Currency exchange | 1% | 0% | 0% |
| Cross-border | 1.5% on non-US transactions (minimum $0.50) | 1.5% on non-US transactions (minimum $0.50) | 1.5% on non-US transactions (minimum $0.50) |
| Declined transaction | 3% (minimum $0.50) | 3% (minimum $0.50) | 3% (minimum $0.50) |
| Refund | 3% (minimum $0.50) | 3% (minimum $0.50) | 3% (minimum $0.50) |
| Withdrawal from the card | 2% (minimum $0.50) | 2% (minimum $0.50) | 2% (minimum $0.50) |
| Small transactions | $0.50 on transactions under $50 (some merchants) | $0.50 on transactions under $50 (some merchants) | $0.50 on transactions under $50 (some merchants) |
When the flip fee applies
Only on purchases that are flipped. It is charged whether the flip lands free or double, and it is included in the amount that comes back or comes off. With flips off, purchases cost only the card network fees above.